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About Us

Experience you can trust.

Lisa Insalaco

Lisa Insalaco brings 18+ years of expertise as a Mortgage Broker in the Cambridge, Kitchener-Waterloo region. Throughout her career, Lisa has assisted clients nationwide in navigating the significant financial commitment of homeownership. Offering logical solutions, intelligent advice, and results tailored to her client’s needs, Lisa is devoted to empowering individuals to make well-informed decisions about their home financing strategy.

Nicole Insalaco

Nicole Insalaco is a Level 1 Mortgage Agent. Known for her people-centric approach, Nicole is committed to providing clarity, addressing all inquiries, and crafting personalized solutions. Her energetic guidance ensures a smooth journey through the mortgage process, making the experience all the more pleasant.

 

Why work with a Mortgage Broker?

Working as part of a national brokerage, Mortgage Alliance, we have access to volume discounts, as well as rates that the banks do not make widely available.

Access to over 50+ lenders 

We do the shopping for your mortgage, so you don’t have to. With access to over 50 lenders that offer a wide range of products, we can obtain financing for virtually any client.

Save on unnecessary interest or penalties

Mortgages are complex legal contracts and we will ensure you understand your options, which is important to avoid paying unnecessary interest payments and penalties.

Dedicated to you and your financial needs

We care about her clients and genuinely want to help – so whether you are a first-time homebuyer,  self-employed, renewing your mortgage, or seeking help in financial management, we will support you with compassion and understanding of your needs.

Products and Services

Lisa Insalaco Mortgage Broker
First Time Homebuyers
Buying your first home can be very exciting, but it can also be stressful. Using a mortgage broker can alleviate stress by helping you understand the process in detail, terms, and products available to you.

We are compassionate and listen to our clients’ needs and supports their financial goals. Our advice and recommendations are based on experience and deep knowledge of the mortgage industry.

If you are a first-time homebuyer in need of a mortgage, book a Discovery Call with YOUR MORTGAGE SHRINK! 

Let’s Chat!

Mortgage Renewals
Mortgages renewals are the perfect time to review your financial goals and whether or not you are tracking well against them.

Accepting a renewal with your current lender may not always support those goals, so it’s important to research products and rates that support your needs – not the lenders! We can help you with that research as we believe that every mortgage, especially a renewal, should be carefully chosen based on your financial needs and goals – that can only happen if you have researched and negotiated your terms.

With our experience across Canada and in the Cambridge, Kitchener-Waterloo area, and negotiating power, she will get you the right product and rate each and every time.

Let’s Chat!

Refinancing
Mortgage refinancing can come with several advantages – securing lower interest rates or consolidating debt into one loan under a single interest rate, increasing your monthly cash flow.

Refinancing can also be done by leveraging your home’s equity for renovations, investments, your children’s education and so much more.

When interest rates are low you may consider refinancing to shorten the term of your mortgage and pay less in interest.

Interested in your refinancing options? Let’s Chat!

Personal Finance Support

We believe that supporting our clients goes beyond their mortgage – we are focused on helping our clients understand the importance of having pristine credit. We provide counselling on how to how to achieve and maintain good credit.

Interested in learning more about how we can help you with your personal financial goals? Need Advice?

While focused on (Southern) Ontario, we have worked with clients across the province to get them into the right mortgage.

Free Home Buyers Guide

Are you thinking of buying your first home, or maybe your next home?

Get our step-by-step guide to walk you through what to expect along the journey in easy-to-follow details.

Testimonials

I would recommend everyone I know to Lisa in a heartbeat.

“Lisa helped my husband and I with all of our needs for our first mortgage! We were so lost and didn’t have a clue what we were doing but she helped us every step of the way. She made everything easy and eased our stress and worries. She is clearly very knowledgeable and knows how to answer any question you can throw at her. She was also there to answer questions at all times of the day and even allowed me to text her in the evenings when I had concerns, that is serious dedication. I would recommend everyone I know to Lisa in a heartbeat. Not only is she professional, intelligent and committed but she is kind and understanding as well. Thank you Lisa!!!”

– Alyssa Chaves

She was always professional and made sure all the fine details were looked after.

Simply the best!  Have used several mortgage brokers in the past…some ok, others bad but by far Lisa has been the best.  She was always professional and made sure all the fine details were looked after.  We will recommend her services to everyone of our family and friends in the future.

-Brian Sim

Her communication was exceptional and she returned our phone calls and emails with little delay.

We have been working with Lisa for the past 10 years.  She really cares about her clients and has a genuine interest in their lives.  She is always professional and worked hard to get us the best mortgage.  She will work her schedule around the needs of her clients as she did with us meeting us after work and at a convenient location.  Whenever we had questions or wanted to make changes, she was always willing to meet with us at a moment’s notice.  Her communication was exceptional and she returned our phone calls and emails with little delay.  We are very happy with Lisa and consider ourselves very fortunate to have found her.  It is so reassuring to know that someone has your best interest in mind.

-Dan Millar

Need mortgage advice? Let’s talk.

Connect with Lisa Insalaco,

Your Mortgage Shrink

Regardless of your personal and/or financial situation, we can help you with finding the right financing options to help you achieve your financial goals. 

12 + 1 =

Lisa Insalaco Mortgage Broker
 

Contact Us

[email protected]

Lisa: (519) 658-7973
Nicole: (519) 242-7757

Office: (519) 543-7283
Cell: (519) 658-7973